Market changes have recently brought substantial increases in New Business submissions, here at Atlas. Our dedicated underwriting staff is making every effort to process new business prior to the effective date. Please be advised that we cannot guarantee NB submissions with same-day effective date will be processed that day, but we will make every effort to do so. Endorsement processing may also be affected by this current trend. We apologize for any inconvenience this may cause. Thank you for your patience in this matter.  Endorsement processing may also be affected bythis current trend. We apologize for any inconvenience this may cause. Thank you for your patience in this matter.